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Amirra Condelee is your new money mentor, financial BFF, and fellow new grad therapist who actually gets it. 2.5 years ago Amirra graduated from OT school with a doctorate degree, multiple six figures of student loan debt and no clue what the heck she was doing with her money. Tired of feeling embarrassed, overwhelmed, and stressed, she decided to do something about it. She buckled down, got serious, and made a plan - an exact blueprint - to get out of debt while simultaneously building wealth. Fast forward to today and she’s learned how to control her money and make it work for her, not against her.
Amirra is the founder of Marvelous Mirracles and creator of The Mirracle Money Blueprint, an all-in-one comprehensive program designed to kickstart your financial game plan, help you stress less + make more money, and develop strong money management skills in 90 days so that you can start building wealth from your very first paycheck...even if you’re a new grad with no side hustle. Amirra knows what it's like to feel stuck, and she’s here to teach you all the things about money that we never learned in school so that you can navigate the financial side of adulting with ease.
Amirra’s Instagram @marvelousmirracles.ot
Blog Post on Summer Activities written by Amirra
Ep 122 - Interview with Amirra
All Things Sensory Podcast Instagram
Let’s face it: talking about money can be uncomfortable. However, for occupational therapists (OTs), especially those just starting out, financial clarity is just as important as clinical confidence.
Pediatric OT and money coach Amira will discuss a critical yet often overlooked topic: money mindset, student loan debt, and building wealth as a therapist.
Amira is a pediatric occupational therapist working in early intervention in Phoenix, Arizona. Since graduating three years ago, she has combined her passion for pediatric care with a new mission: helping therapists feel confident with their money.
What started as an Instagram account sharing insights into early intervention has become a financial coaching platform for therapists. Amira noticed a major gap: Therapists are trained to support others but rarely taught how to support themselves financially.
“We’re not just therapists—we’re people with goals, dreams, and student loans.”
Money isn’t everything, but as Amira shared, itis a tool that impacts:
Burnout.
Job satisfaction.
Quality of care delivered.
Long-term life choices.
Many therapists take on unsustainable caseloads just to keep up with bills or student loan payments, often at the expense of their health and performance.
Amira’s approach is simple: “You can love what you do and get paid well for it.”
Amira got vulnerable with us. She graduated with over $200,000 in student loan debt.
She described the moment she finally faced that number—a moment filled with tears and overwhelm. But she used that as fuel to learn everything she could about personal finance.
Her first tip for new grads?
Before you build a budget or make a plan, acknowledge the fear, guilt, or anger. Then, once you’re ready...
Calculate your loan totals, interest rates, and monthly payment estimates.
One of Amira’s goals is tonormalize talking about money in the therapy world. Many therapists—especially women—feel uncomfortable negotiating salaries or asking questions about benefits.
“Closed mouths don’t get fed.”
Here are Amira’s top negotiation tips:
Always ask for the job offer in writing.
Do your research (average salary by state, setting, experience level).
Understand what your work brings in (billing rates vs. your pay).
Negotiate via email—not on the phone.
Keep emotion out of the conversation; use logic and data.
Amira shared one of the most powerful insights: “You don’t have to wait until your student loans are gone to start investing.” In fact, if your student loan interest is below 7%, it may make more sense to invest early and benefit from compound growth.
Her Favorite Starter Strategy:
Open aRoth IRA (especially if you're in a lower tax bracket).
Invest inindex funds (low-cost, broadly diversified).
Even small, consistent contributions matter.
Amira’s course,The Miracle Money Blueprint, is a 5-week live coaching program that:
Helps therapists shift their money mindset.
Teaches budgeting, income maximization, and debt strategy.
Provides actionable steps for investing.
Builds a supportive community of financially empowered professionals.
It’s designed specifically for OTs, PTs, and SLPs, but the principles apply toanyone looking to take charge of their finances.
Start now. Don’t wait until you “make more” to start budgeting or investing.
You can do both. Pay off debtand live your life.
Know your worth. Advocate for yourself, in and outside the clinic.
It’s not just about the number in your bank account. For Amira, wealth means:
Enjoying a morning Pilates walk.
Having peace of mind about emergencies.
Investing in a vacuum, she loves (yes, really!).
Tipping generously because shecan.
BORING, BUT NECESSARY LEGAL DISCLAIMERS
While we make every effort to share correct information, we are still learning. We will double check all of our facts but realize that medicine is a constantly changing science and art. One doctor / therapist may have a different way of doing things from another. We are simply presenting our views and opinions on how to address common sensory challenges, health related difficulties and what we have found to be beneficial that will be as evidenced based as possible. By listening to this podcast, you agree not to use this podcast as medical advice to treat any medical condition in either yourself or your children. Consult your child’s pediatrician/ therapist for any medical issues that he or she may be having. This entire disclaimer also applies to any guests or contributors to the podcast. Under no circumstances shall Rachel Harrington, Harkla, Jessica Hill, or any guests or contributors to the podcast, as well as any employees, associates, or affiliates of Harkla, be responsible for damages arising from use of the podcast.
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This podcast should not be used in any legal capacity whatsoever, including but not limited to establishing “standard of care” in a legal sense or as a basis for expert witness testimony. No guarantee is given regarding the accuracy of any statements or opinions made on the podcast.
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